Comply+ Platform
Automate FINTRAC Reporting Without Losing Control
Comply+ classifies, prepares, validates, and submits EFTRs, STRs, LCTRs, LVCTRs, and CDRs so Canadian reporting teams can replace manual filing work with a cleaner review workflow.
Comply+ Platform
FINTRAC reporting queue
150
included reports
5
report types
1
audit trail
EFTR workflow
Mapped, validated, and queued
STR workflow
Mapped, validated, and queued
LCTR workflow
Mapped, validated, and queued
Next step
Review before production submission
Today’s reality
The disconnected manual stack
Spreadsheets
Version drift
Email handoffs
Lost context
Government portals
Manual re-keying
Review notes
No audit trail
Gaps show up where examiners look first
Fragmented handoffs make every filing harder to reconstruct and defend.
30-40 min
typical manual report filing time
150
monthly production reports in Starter
5
FINTRAC report types supported
FINTRAC reporting operations
Manual Workflows Make Compliance Harder To Defend
Spreadsheets, portals, email handoffs, and disconnected review notes create risk exactly where reporting teams need consistency. Comply+ gives teams one place to prepare the filing, review the evidence, and preserve the operational record.
Operating signals that drive filings
Turn Transaction Data Into Audit-Ready FINTRAC Submissions
The platform is designed around the work customers keep asking us to simplify: data intake, report classification, draft preparation, review, validation, and submission.
CSV batches or connected data
Import source files, map recurring fields, or connect upstream systems as the workflow matures.
Report classification
Identify EFTR, STR, LCTR, LVCTR, and CDR workflows before analysts spend time rebuilding reports by hand.
Validation before filing
Catch missing information, preserve review context, and keep approvals visible before production submission.
How the workflow comes together
From Source Files To Submitted FINTRAC Reports
Each step of the Comply+ workflow is built to remove a piece of manual filing work without taking analysts out of the loop.
Import Transactions
Choose a report type to import and create drafts.
LCTR & LVCTR Import
Classify and create multiple reports from one CSV.
STR Import
Import transactions to create STR drafts for review.
EFTR Import
Import electronic funds transfers to create EFTR drafts.
Bulk CSV Import
Auto-classify rows into FINTRAC-ready drafts.
AI STR Narrative Assistant
aiSTR 1.0Drafts a FINTRAC-compliant STR narrative from the facts and prompt you provide.
Client was evasive about the source of cash; bills were dirty and crumpled.
AI draft — human review required.
Reason for Suspicion (Narrative)
Draft readyTransaction Summary
John Smith · 40 · Male · Toronto, ON · Accountant
Facts
Deposited $16,500 in cash; would not disclose the source.
Context
Long-standing client; recent spike in unexplained cash.
Indicators of Money Laundering
Unexplained cash, evasiveness, possible structuring.
Submission History
Reports submitted directly to FINTRAC
4 reports submitted — full audit record kept
Report Preparation
Turn source files into FINTRAC-ready drafts
Comply+ gives teams a repeatable path from messy operational data to structured reports. Upload a CSV, map the fields once, and produce drafts that analysts can review before they are sent anywhere.
Import Transactions
Choose a report type to import and create drafts.
LCTR & LVCTR Import
Classify and create multiple reports from one CSV.
STR Import
Import transactions to create STR drafts for review.
EFTR Import
Import electronic funds transfers to create EFTR drafts.
Bulk CSV Import
Auto-classify rows into FINTRAC-ready drafts.
- Create EFTR, STR, LCTR, LVCTR, and CDR workflows from one platform
- Reuse source-file mappings for recurring monthly batches
- Preserve customer, location, and transaction context inside the filing record
Explainable Review
Make every report easier to understand and approve
The product is built for compliance teams that still need human control. Analysts can review drafts, add context, use AI STR drafting support where appropriate, and keep a cleaner audit trail around each decision.
AI STR Narrative Assistant
aiSTR 1.0Drafts a FINTRAC-compliant STR narrative from the facts and prompt you provide.
Client was evasive about the source of cash; bills were dirty and crumpled.
AI draft — human review required.
Reason for Suspicion (Narrative)
Draft readyTransaction Summary
John Smith · 40 · Male · Toronto, ON · Accountant
Facts
Deposited $16,500 in cash; would not disclose the source.
Context
Long-standing client; recent spike in unexplained cash.
Indicators of Money Laundering
Unexplained cash, evasiveness, possible structuring.
- Review report details before production submission
- Use AI STR drafting support to accelerate narrative preparation
- Track submission history, corrections, and internal review notes
Production Submission
Move from manual filing to direct submission
Once reports are ready, Comply+ supports secure production submission and creates a clearer operational record than disconnected spreadsheets, email threads, and manual FWR work.
Submission History
Reports submitted directly to FINTRAC
4 reports submitted — full audit record kept
- Submit validated reports through secure workflows
- Reduce rework caused by missing fields and inconsistent data
- Scale from Starter usage to direct API access and full automation
Why teams care
An Integration Layer That Removes Manual Work
Comply+ connects the source data, portals, and review steps your team already uses into one filing workflow, so recurring reports get prepared, reviewed, and submitted from a single place.
Accuracy
Validation checks and review steps reduce avoidable rework before submission.
Speed
Source-file mapping and draft generation compress repetitive filing work.
Control
Human review stays in the workflow for judgment-heavy reports and approvals.
Scalability
Starter, Premium automation, backlog credits, and assistance support changing volume.
Learn more
Resources For Better FINTRAC Reporting
Use these practical resources to compare workflows, prepare data, and understand where automation can remove friction from recurring filing obligations.
Checklist
FINTRAC Compliance Checklist
Work through the recurring obligations Canadian reporting entities need to stay on top of, step by step.
Learn moreGuide
FINTRAC STR Filing Guide 2026
Review STR timelines, escalation points, and quality controls for suspicious transaction reporting.
Learn moreComparison
FINTRAC Reporting Software Comparison
Compare manual filing, enterprise AML systems, and Comply+ for recurring FINTRAC report production.
Learn moreCustomers also use
Build The Rest Of The Compliance Operating System Around Reporting
The platform is the operational center. Training, managed support, and automation options sit around it so each team can choose the right amount of software and service.
Training
Comply+ Academy
Practical FINTRAC training for compliance officers, owners, and frontline teams who need consistent execution.
Learn moreServices
Managed Reporting Assistance
Hands-on support for backlog filings, recurring reporting help, workflow review, and report preparation.
Learn morePricing
Starter and Premium Plans
See the Starter package, Premium automation path, onboarding fee, and backlog credit positioning.
Learn morePlatform FAQs
Common Questions About Comply+
A few answers for teams deciding whether Starter, Premium automation, or a managed assistance path is the right fit.
What does the Comply+ Platform do today?
Comply+ helps Canadian reporting entities prepare, validate, review, and submit FINTRAC reports including EFTRs, STRs, LCTRs, LVCTRs, and CDRs. Teams can start with CSV workflows and move toward connected data and automation over time.
Does Comply+ replace my compliance officer?
No. The platform reduces manual report preparation work and improves consistency, but your team still controls review, escalation, approval, and final compliance decisions.
Can we start without a full API integration?
Yes. Starter is designed for teams that want to begin with source-file mapping, CSV uploads, implementation support, and a reliable monthly workflow before committing to deeper automation.
What happens if we have historical filings or a backlog?
Backlog work can be scoped separately through backlog credits or Managed Reporting Assistance. The right structure depends on report type, data quality, volume, and how much review support your team needs.
Take the First Step Toward Automating Your Compliance
“Comply+ has been a game changer for us. Reporting is far easier to manage, and AI narrative generation saves a ton of time.”
- Bulk CSV uploads that turn source files into ready-to-file reports
- Automated validation that flags missing fields before you submit
- AI narrative drafting that speeds up STR preparation